Seasonal Driving Tips and Auto Insurance Considerations

As summer temperatures soar, it’s essential to adapt your driving habits and auto insurance coverage to stay safe and protect your vehicle.

Consider the following seasonal driving tips: 

• Stay hydrated. Keep water in your vehicle to stay hydrated, especially on long drives. Dehydration can impair your ability to drive safely. Use your vehicle’s air conditioning system to maintain a comfortable temperature and prevent overheating. Make sure your A/C is functioning properly before hitting the road.
• Maintain your vehicle. Regularly inspect your vehicle’s cooling system, including coolant levels and radiator condition. Overheating engines can lead to breakdowns. Check your tire pressure periodically and ensure they are properly inflated to help prevent blowouts.
• Drive safely. High temperatures can affect road conditions. Asphalt may soften, increasing the risk of skidding. Drive at moderate speeds to maintain better control. Heat can cause road surfaces to crack or buckle. Stay alert for potential hazards and drive cautiously, especially on older or poorly maintained roads.
• Use sun protection. Consider using window tinting or sunshades to reduce the impact of the sun and keep your car cooler.
• Plan your routes. Plan to drive during cooler parts of the day when possible, such as early morning or late evening, to avoid the peak heat hours.

Review Your Insurance Coverage

Your agent can help review your current policy and may recommend the following:

• Ensure your policy complies with California state laws to avoid penalties.
• Ensure you have adequate comprehensive coverage, especially if traveling through areas prone to wildfires or other heat-related risks.
• Consider adding or reviewing your roadside assistance coverage. It can be invaluable if your vehicle breaks down due to heat-related issues like overheating.
• If you move or change your primary vehicle’s usage, notify your insurer to ensure your policy reflects the most accurate information. Incorrect details can affect your coverage and claim process.
• Review your deductibles and coverage limits. Increasing your deductible can sometimes lower your premiums, but be sure it aligns with your financial situation and risk tolerance.

Contact Us

Contact Academy West Insurance in Sanger, CA, for a personalized auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.